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The Penny Hoarder
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Founded in 2010, The Penny Hoarder is one of the nation’s largest personal finance websites. Its purpose is to help people take control of their personal finances and make smart money decisions by sharing actionable articles and resources on how to earn, save and manage money. For three consecutive years, the Inc 500/5000 has ranked The Penny Hoarder one of the fastest-growing private media companies in America.

The Penny Hoarder envisions a world where there is less money stress. The Penny Hoarder’s mission is to empower people to make smart choices with their money.

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217 Posts
I Save $75 a Month by Biking to Work. Here’s How I Got Started
When I learned that the cost of my monthly parking garage pass was more than doubling to $75 a month, I balked. Seventy-five dollars a month just to babysit my car while I’m at work? So one muggy morning, I decided to give bike commuting a shot. I didn’t plan my route. Or my outfit. […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job

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I Save $75 a Month by Biking to Work. Here’s How I Got Started
How To Protect Yourself From The Next Crypto Crash, According to Experts
Cryptocurrency investors are reeling and wondering what comes next after a massive market shakeup sent the price of bitcoin plummeting to its lowest level in 17 months last week. The pullback was triggered by the collapse of two of the largest cryptocurrencies — the stablecoin terraUSD (UST) and its sister token luna. Terra’s value is […]

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How To Protect Yourself From The Next Crypto Crash, According to Experts
Dear Penny: Should I Dump My Husband Over a Stunningly Cheap Anniversary Gift?
Dear Penny, I just discovered two new debit cards in my husband’s name. One is an Ally debit card, which means he has a secret checking account going on. The other is a PayPal debit card for his small business he does on the side. He has never told me about the PayPal one, but […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities,

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Dear Penny: Should I Dump My Husband Over a Stunningly Cheap Anniversary Gift?
Dear Penny: We Have Bad Credit. Is There Any Hope for a Debt Consolidation Loan?
Dear Penny, We have credit scores in the 500s, and we are being declined for loans to consolidate our debt to improve our credit. We understand the importance of improving our credit scores and are frustrated that the debt consolidation we have been advised to apply for is not working out — no approvals. Who […]

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Dear Penny: We Have Bad Credit. Is There Any Hope for a Debt Consolidation Loan?
Ready for Some Sensory Overload? Saddle Up for Unlimited Chuck E. Cheese Games
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Ready for Some Sensory Overload? Saddle Up for Unlimited Chuck E. Cheese Games
Scared About Your Kids’ Futures? 7 Steps You Can Take Today
More of us are scared about our children’s futures, according to surveys. Here are some steps you can take today.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Scared About Your Kids’ Futures? 7 Steps You Can Take Today
Senior Citizens Can Go to College for Free or Cheap in All 50 States
Every state has cheap or free college courses for senior citizens. Some institutions only allow auditing, but many let you earn credits toward a degree.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in

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Senior Citizens Can Go to College for Free or Cheap in All 50 States
Would You Become a Plumber for $100,000?
Learn how to become a plumber — what skills and training are needed, how much professionals earn and what the work is like.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Would You Become a Plumber for $100,000?
Inflation Is Soaring. Here Are 12 Ways to Manage Higher Costs
The cost of living is going up and up, thanks to inflation — which is the highest it’s been in 40 years. You’ve likely felt the financial pinch at the grocery store, at the gas station and when making other everyday purchases. If you’re looking to stabilize your rising costs, you’re going to have to […]

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Inflation Is Soaring. Here Are 12 Ways to Manage Higher Costs
The Best Student Loans For Bad Credit or No Credit of May 2022
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. College isn’t cheap. In the 2019-2020 school year, average tuition and fees were $9,400 for a four-year public institution, and $36,700 for a private four-year […]

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The Best Student Loans For Bad Credit or No Credit of May 2022
Ready to Take the Plunge? Here’s How to Pay for Your Backyard Pool
Who doesn’t love a relaxing dip in the swimming pool on a sweltering, hot day? And when that swimming pool is in your backyard, it’s even better. You could bring your friends together over the summer by hosting pool parties. You could teach your kids to swim right at home. If you rent out your […]

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Ready to Take the Plunge? Here’s How to Pay for Your Backyard Pool
Your Old iPod Might Be Worth More Than You Think
Apple announced that it’s discontinuing the iPod, so is now a good time to sell your old iPod? Apple introduced the first iPod in 2001, revolutionizing the way we listen to music, and Apple products can surprisingly hold their value. From Apple’s vintage original to the final 7th generation iPod Touch, here’s how much your […]

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Your Old iPod Might Be Worth More Than You Think
Drowning in Credit Card Debt? This App Will Pay It Off For You
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Credit card debt is  like a money-grubbing evil spirit that never goes away and drains your bank account dry. It’s the most expensive kind of […]

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Drowning in Credit Card Debt? This App Will Pay It Off For You
What a Typical Couple Actually Spends on a Wedding (It May Shock You)
Our guide to budgeting for weddings will help you plan for the big day and reign in your desire to buy every beautiful thing.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

What a Typical Couple Actually Spends on a Wedding (It May Shock You)
Calling All Applicants: How to Become a 911 Operator
Ever consider what it’s like to be a 911 emergency operator? Well now’s the time to think about it. The job is in high demand these days and it doesn’t require a college degree, saves lives and is never boring. The average starting salary is $38,000 and the national average pay is about $48,000, which […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money

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Calling All Applicants: How to Become a 911 Operator
LendingPoint Personal Loans Review 2022
Getting a loan when you have mediocre credit is no easy task. You can face astronomical interest rates — or outright rejection. LendingPoint is a personal loan company that makes loans to people with credit scores as low as 580. In this LendingPoint review, we’ve taken the time to research and analyze the company’s offerings […]

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LendingPoint Personal Loans Review 2022
Where to Get a Money Order
Money orders are a fairly budget-friendly and safe way to send money — better than handing off wads of cash. You don’t need to share personal details (except your name) and the funds are guaranteed, so there’s no worrying about whether the recipient will face a bounced check. Keep in mind that money orders aren’t […]

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Where to Get a Money Order
Dear Penny: Is Using Retirement Money So My Daughter Can Graduate a Mistake?
Dear Penny, I am a single parent. I am 67 years old and ready to retire.  However, I am anxious about decisions I need to make. My daughter is in her last year of college. I don’t have any more money to pay for it. So for her last year, should I take from retirement […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal

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Dear Penny: Is Using Retirement Money So My Daughter Can Graduate a Mistake?
Here’s Your VPN Cheat Sheet to Help You Decide if You Need One
In the technology world, VPNs (Virtual Private Networks) are a hot topic. No matter where you seem to turn, there are advertisements promoting VPNs when using your computer or other mobile devices. But what exactly is a VPN, and how can it help you keep sensitive data, such as your financial information, secured? We’re going […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide

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Here’s Your VPN Cheat Sheet to Help You Decide if You Need One
Get Your Debt Paid Off With Military Student Loan Forgiveness
If you’re looking for an easy way out of your student loan debt… this isn’t it. But if you’re ready to make a commitment to protecting and defending your country, you may find relief through a debt forgiveness program for military. And you’d have plenty of company since approximately 200,000 active duty members owe a […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide

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Get Your Debt Paid Off With Military Student Loan Forgiveness
Christian Health Coverage May Be For You if You are OK With the Restrictions
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Christian Health Coverage May Be For You if You are OK With the Restrictions
How To Start a Wedding DJ Business in 9 Essential Steps
Want to hone your DJ skills? Or maybe show them off? Wedding DJs are in high demand these days. Industry experts expect 2022 to be the busiest wedding season in 40 years, thanks to lockdown romances and postponed ceremonies during the pandemic. A wedding DJ is the focal point of great wedding receptions. They set […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save

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How To Start a Wedding DJ Business in 9 Essential Steps
16 Best Debt Consolidations Loans of 2022
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. A debt consolidation loan is a path to relief for a lot of people struggling to manage credit cards and other high-interest debt. Debt consolidation […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn

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16 Best Debt Consolidations Loans of 2022
How to Fill Out A Money Order: A Step-by-Step Guide
Money orders are a secure — and relatively cheap — way to transfer money instead of using cash, credit cards or checks. With a money order, you don’t share routing and account numbers as you do with a personal check. The maximum amount for a money order is $1,000, so this is not a great […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique

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How to Fill Out A Money Order: A Step-by-Step Guide
50 Ways For Teachers to Make Extra Money This Month
Ready to pad your bank account? We found 50 ways to make money you might not know about...

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

50 Ways For Teachers to Make Extra Money This Month
4 Tips to Avoid Having an At-Fault Accident Wreck Your Finances
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4 Tips to Avoid Having an At-Fault Accident Wreck Your Finances
How to Send Money: The 9 Best Ways to Transfer Money
Sending money to friends and family is so common nowadays that “Venmo” has entered the lexicon as an actual verb. And while peer-to-peer payment apps like Venmo and Cash App are certainly the most convenient ways to pay your friend back for concert tickets or split a bill at dinner, some people need to send […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money

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How to Send Money: The 9 Best Ways to Transfer Money
Try These 8 Cheap Grilling Ideas for Backyard Cookouts
Grilling guru Mark Bittman shares his five secrets for cooking out like a pro and saving tons of money.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Try These 8 Cheap Grilling Ideas for Backyard Cookouts
25 Tips for How to Save Money if Your Paycheck Is Stretched Thin
Do you need a little nest egg? Check out our ultimate step-by-step guide on how to save money. It covers everything you need to do to start saving.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S.

... more
25 Tips for How to Save Money if Your Paycheck Is Stretched Thin
The 13 Best Personal Loans For Borrowers With Bad Credit for 2022
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. If you have a bad credit score, you might believe you’re out of options when money is tight — but that doesn’t have to be […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by

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The 13 Best Personal Loans For Borrowers With Bad Credit for 2022
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