Good Financial Cents

banner
Good Financial Cents
goodfinancialcents
goodfinancialcents@www.goodfinancialcents.com
1 Follower
|
104 Views
Share

At Good Financial Cents, we have helped improve the financial well being of millions of readers since our inception in 2008. I’m Jeff Rose, Certified Financial Planner™ professional (CRD #4572469), founder of this website and author of the book Soldier of Finance. I am also a husband, father of 4, and an Iraqi combat veteran having served in the Army National Guard for 9 years, including a 16 month deployment to Iraq in 2005.

Contact Info
goodfinancialcents@www.goodfinancialcents.com
(618) 364-8015
Attn: Lima Charlie Media, LLC 5016 Spedale Ct Spring Hill, TN 37174
Good Financial Cents hasn't answered any questions yet. Follow them to see their activity in your feed!
115 Posts
Best Ways to Earn Free Money—or Rewards in 2022
Best Real Ways to Earn Free Money Investing is one of the best ways to put idle cash to work, generating an additional cash flow. That's one of the best ways to earn "Free" money. Best Ways to Earn Rewards-or Free Money Another way to make money fast is to take advantage of rewards. It's an opportunity to earn money while you shop, which is just about the easiest way to make it happen. Best Ways to Save Money or Cut Back Spending One of the best ways to "Earn extra money" is to reduce your living expenses. Least-Effort... more
Best Ways to Earn Free Money—or Rewards in 2022
Best Online Banks for October 2022 | Good Financial Cents®
Alliant Bank offers interest-bearing checking, and high-yield certificates of deposit (CDs) Ally Bank pays 0.10% APY on balances less than $15,000. For more than $1,000, you can receive 1% cashback on debit card purchases. CIT Bank also offers home mortgage loans, as well as business and commercial financing. The interest rate returns on their CD products pay well below 1.40% APy. For confidential support call. It also offers their Savings Builder account.
Best Online Banks for October 2022 | Good Financial Cents®
$55K a Year Is How Much an Hour? - Good Financial Cents®
40 Hours per week X 52 weeks = 2080 Hours per year. Divide $55k by 2080 hours = $26.44 per hour. The average hourly rate is $25,000. For a family of four in 2020, the federal poverty level is $12,760. The poverty level for a single person without dependents is $24,000 in the U.S. is $26,000. You can make more money. If you have skills that other people need, you can start a business and create a business that can provide you with a comfortable living. All of the above are perfectly viable options for making... more
$55K a Year Is How Much an Hour? - Good Financial Cents®
10 Best Long-Term Investment Strategies for 2022
The reason we're providing 10 is because there's no single investment strategy that's right for all investors, and in all investment environments. 6 Best Investments Over 5 Years Real Estate: Best for Predictable Gains Tax Benefits Minimum Investment: Typically, 20% of the purchase price; as low as $10 with real estate crowdfundingStability/Risk Level: High stability/moderate riskLiquidity Level: LowTransaction Costs: Up to 10% of property sale; 2% - 3% real estate crowdfunding feesWhere to Invest: Your local... more
10 Best Long-Term Investment Strategies for 2022
Best Roth IRA for Kids: Securing Your Kids’ Financial Future
A Roth IRA is a variation of an individual retirement account. You can contribute a portion of your earned income to this account each year. The maximum annual contribution that can be made in a Roth IRA can be $7,000. If you are 50 or older, the maximum contribution can be £6,000 (unless the maximum is $5,000, or $8,000.5, Roth IRA Rules. There are very specific Roth IRA rules for minors.
Best Roth IRA for Kids: Securing Your Kids’ Financial Future
5 Best Investment Hedges Against Inflation
The combination of rising inflation and interest rates is putting a serious squeeze on investment portfolios and household budgets across the nation. Gold and Gold ETFs: Best for High Inflation with General Instability Minimum Investment: Cost of one ETF share or small denomination bullion coinHistoric Inflation Protection Level: Good to excellentOverall Risk Level: Moderate to highFees: None for ETFs, 5% to 10% on bullion coinsWhere to Invest: Bullion: online precious metals dealers; ETFs: E*TRADE, TD Ameritrade,... more
5 Best Investment Hedges Against Inflation
7 Best Real Estate Crowdfunding Platforms (September 2022)
What Type of Investors is Real Estate Crowdfunding Best For? Real estate investing was historically reserved for accredited investors, who, according to the SEC, must fulfill one of the following requirements to be considered accredited. Fundrise currently has 330,000 investors using its site, a total asset transaction value of $7 billion, and $194 million in net dividends already earned by its investors. Good option for non-accredited investors Completely automated, making investing simpler Cons Few investment... more
7 Best Real Estate Crowdfunding Platforms (September 2022)
How to Invest In Apartment Buildings - The Ultimate Beginner's Guide - Good Financial Cents®
Investing in real estate can be lucrative and a great way to diversify your portfolio. With inflation soaring, many investors are turning to different real estate investments to increase their income. Here are a few benefits of investing in apartment buildings: You can get a positive cash-flow asset that pays you every month. The property will (hopefully) appreciate every year. With more units, you can bring in more revenue. The Property will bring in inventors. The next option to invest in an apartment building... more
How to Invest In Apartment Buildings - The Ultimate Beginner's Guide - Good Financial Cents®
6 Investing Tips for Beginners: Start your Investing Journey
The sections below explain exactly what you need to do to start your investing journey. You’ll need to start with the core principles of personal finance. There is a real risk of losing some of your investment, including index funds, mutual funds, ETFs, real estate investment trusts (REITs) and cryptocurrencies. Many of the best online stock brokers and best crypto exchanges offer educational materials that can help you get started on your journey. It’s important to avoid complete overwhelm.
6 Investing Tips for Beginners: Start your Investing Journey
How to Remove Negative Items from Your Credit Reports
You typically need good credit to rent an apartment or qualify for a rewards credit card, and information on your credit reports may be requested by employers before they hire you for a job. How Credit Scores Are Calculated In addition to checking your credit reports for errors, you should have a general idea of how credit scores are calculated. What is a good credit score? And, what is a bad credit score? First off, you should know that the most important credit scoring model is the FICO scoring. What to Do... more
How to Remove Negative Items from Your Credit Reports
7 Questions to Ask Yourself Before You Refinance Student Loans - Good Financial Cents®
If you have a good credit score or a FICO score of 670 or higher, you’ll have a much better chance of getting approved for student loan refinancing. If your credit score is on the low end, however, you may not get approved without some additional help. You should always check interest rates and loan fees. You can use a free credit pre-qualification tool. If you refinance federal student loans with a private lender.
7 Questions to Ask Yourself Before You Refinance Student Loans - Good Financial Cents®
Best Short-Term Investments For Your Money: Under 5 Years
You will likely achieve a lower return than the best long-term investments offer as a result, yet that's the price you pay for keeping your investment "Safe." But, what are the best short-term investments out there? In this article, we'll break down the absolute best investment options for people with the following timelines: Best investments for up to three yearsBest investments for up to five years If you have some cash to invest for up to five years and you're wondering where to stash it, read on to learn... more
Best Short-Term Investments For Your Money: Under 5 Years
Is Pet Insurance Worth It? | Good Financial Cents®
The thing is, the best pet insurance can actually make being a pet owner considerably more affordable - particularly if your pet winds up needing surgery or being diagnosed with a chronic medical condition. The key to getting ahead with pet insurance is choosing from the best pet insurance companies and selecting a plan with the deductible, waiting periods, and reimbursement levels that make sense for your pet. The chart below shows how much pet insurance costs from a few different pet insurance companies we... more
Is Pet Insurance Worth It? | Good Financial Cents®
How to Invest $1 Million Dollars in Today’s Market (Without Blowing It)
Financial advisors agree on the importance of investing with a plan or a goal in mind. Investing without a clear written financial plan is like saying you want to go on vacation and your destination is a gas station. Investing should be a means of achieving a future goal, not the goal itself, says Financial Teresa Arrigo of GenWealth Financial Advisors. The steps below can help you grow your money. Not only do you invest so your million bucks can grow into even more capital over time. But we want to keep up... more
How to Invest $1 Million Dollars in Today’s Market (Without Blowing It)
Dogecoin Price Prediction: Will DOGE Hit 10 Cents? - Good Financial Cents®
Dogecoin (DOGE-USD) is a cryptocurrency that was created in 2013 as a way to satirize the Bitcoin craze. It is often called the ‘joke currency’ because it was originally started as a prank. Elon Musk has been a vocal supporter of Doge. Musk has also allowed Tesla customers to use Doge Coins to pay for their cars. For $0. 10 cents or $1, you can doge. Doge is having a hard time.
Dogecoin Price Prediction: Will DOGE Hit 10 Cents? - Good Financial Cents®
I Bonds vs TIPS (Treasury Inflation Protected Securities) – Which is the Better Inflation Hedge?
Inflation Current Status Inflation continues to soar, as the CPI just reported a 9.21% annualized inflation rate for the month of June. This is the highest inflation has been since 1981, according to CNBC, and it’s only going to continue to go up. There are eight key differences between I Bonds and TIPS. The method of purchase, the minimum holding period, the purchase limits the terms or maturities. The price of these bonds. The purchase limits and the purchase limit the terms and maturity.
I Bonds vs TIPS (Treasury Inflation Protected Securities) – Which is the Better Inflation Hedge?
6 Best Auto Refinance Companies of 2022 | Good Financial Cents®
If you are eager to save money on your auto loan, pay your loan off faster, or secure a car payment you can actually afford, read on to learn how to refinance your car loan for the best results. Our Picks: 6 Best Auto Refinance Companies of 2022 LendingTree: Best Loan Comparison SiteRateGenius: Best for Easy Online QuotesLightStream: Best for Great CreditPenFed Credit Union: Best for Competitive RatesRefiJet: Best for Large Loan AmountsLendingClub: Best for Fair Credit Best Auto Refinance - Company Reviews Auto... more
6 Best Auto Refinance Companies of 2022 | Good Financial Cents®
How to Get Rich Off Stocks – 10 Steps to Begin Now
Getting Started on Your Journey to Stock Market Riches Below are 10 steps to get you started on your journey to stock market riches. As all seasoned investors know, the stock market goes up, and the stock market goes down. You can even choose index funds based on specific performance, like growth stocks or high dividend stocks. If you're serious about investing in the stock market, and especially about getting rich, investing through a tax-sheltered retirement plan is one of the very best strategies. The first... more
How to Get Rich Off Stocks – 10 Steps to Begin Now
Best Student Loan Providers for 2022 - Good Financial Cents®
Discover offers undergraduate student loans, graduate school loans, student loans for parents, and student loan refinancing to eligible borrowers. Its student loan offerings in particular are rather broad considering borrowers can take out undergraduate loans, graduate school loans, parent loans or student refinance loans. Student Loan Guide Direct subsidized, unsubsidized loans, parent plus loans, fixed or variable interest rates the sheer variety of types of loans and related information can be overwhelming,... more
Best Student Loan Providers for 2022 - Good Financial Cents®
7 Stocks That Make More Money During Recession (Our Top Picks)
There's little doubt recessions - and the stock market declines they often bring - can cause declines, sometimes even steep ones. "Healthcare sector stocks, especially pharmaceuticals, low-priced retailers, and waste management companies also perform well. People need food and use utilities as they are necessities." But Sharma also warns avoiding certain sectors that may have worked in previous recessions. Industry Sectors with a History of Resisting Recessions It's not necessarily easy, but what matters in... more
7 Stocks That Make More Money During Recession (Our Top Picks)
The 7 Best Budgeting Apps of 2022 - Good Financial Cents®
The EveryDollar app lets you set due dates for nearly anything from upcoming bills to milestones you want to remember. Honeydue is a budgeting app that was created with couples in mind. Honeydue syncs with more than 20,000 different financial institutions, so couples can see all their transactions and bank balances in one place. The app also offers budget insights, regular spending reports, and debt tracking tools. If you decide to sign up for the paid version. The membership options will set you back $19.99.99... more
The 7 Best Budgeting Apps of 2022 - Good Financial Cents®
How to Raise Your Credit Score 100 Points or More in Less Than 5 Months
95Credit SesameTransunionFREECredit KarmaTransunion & EquifaxFREE Learn more about each of these companies: Experian ReviewCredit Sesame ReviewCreditKarma Review What Affects Your Credit Score? There are a number of different factors that go into your credit score, but the two most important are payment history and credit utilization. On time? Credit UtilizationThe ratio between credit available to you and how much of it you useCredit AgeHow long have credit lines been opened? Mortgage, credit cards, etc. Increase... more
How to Raise Your Credit Score 100 Points or More in Less Than 5 Months
Best High-Yield Investments for Right Now | Updated for August 2022
The risk we’re talking about with these high-yield investments is the potential for you to lose money. You can purchase TIPS through the U.S. Treasury’s investment portal, Treasury Direct. There are no commissions or fees when buying securities. On the downside, TIPS are purely a play on inflation. But the principal addition will keep the principal additions. You should know that they are taxable in the year received. The principal additions willKeep the principal adds.
Best High-Yield Investments for Right Now | Updated for August 2022
HELOC vs Home Equity Loan: What's the difference?
A HELOC is essentially a revolving line of credit that works much like a credit card. For the first few years of a HELOC or home equity loan, you’ll have a higher interest rate than a home equity. The lender will offer you access to between 80% and 90% of the value of your home, less the existing first mortgage balance. You’re also need to have good or excellent credit. The interest rate will also be higher. A HEL OC may be available at 4.75%.
HELOC vs Home Equity Loan: What's the difference?
9 Best Investments to Make a Profit During Inflation - Good Financial Cents®
The CPI (Consumer Priced Index) soared to an increase of 9.1% from the last year. This is the largest increase in inflation the economy has endured since 1981. The Consumer Confidence Index also fell to its lowest level in over a year. Inflation can have a major impact on your financial strategy when the U.S. inflation hits a record high. Inflation is not as long and consumer sentiment. The U.N. inflation rises, it’s not as short and consumer confidence is a problem. So, what can you do to keep your portfolio... more
9 Best Investments to Make a Profit During Inflation - Good Financial Cents®
7 Best Long-term Care Insurance for 2022 | Updated for August
GoldenCare also offers critical illness insurance, Medicare supplements and Medicare Advantage plans. Nationwide is one of the leading providers of long- term care insurance in America. Brighthouse Financial provides long-term care insurance through its SmartCare plan. The policy will cover adult day care, hospice and home healthcare, in addition to nursing homes, nursing homes and assisted living facilities, and skilled nursing care. The company has $254 billion in assets. In a unique twist, and nationwide... more
7 Best Long-term Care Insurance for 2022 | Updated for August
11 Best Online Brokerage Accounts: For Beginners To Experienced Investors

Investing your money can be one of the most important decisions you make in your life. Choosing the right stockbroker for the job is an essential part of that decision. To help you pick the right broker, we provide this guide to the 11 best online stockbrokers of 2022. Since each works a little bit differently, you should be able to find the right broker for your investment style and preferences.

The table below summarizes all 11 brokers, including what each is best for and its primary features. Scan

... more
11 Best Online Brokerage Accounts: For Beginners To Experienced Investors
How to Buy Ethereum (EHT) | Good Financial Cents®
Some experts believe you shouldn’t allocate more than 5% of your portfolio to cryptocurrency assets. You can buy Ether (Ether) as an investment because you feel that it’s going to increase in value. The most important place to invest in cryptocurrency is to find a reputable cryptocurrency exchange. Exchanges like Coinbase offer tutorials and easy-to-read educational pieces if you want to learn more about buying Ethereum. Exchanges offer tutorials.
How to Buy Ethereum (EHT) | Good Financial Cents®
7 Best Travel Insurance of 2022: Your Picks for Summer Travel

Travel can be one of the most pleasurable activities in life. That is, as long as nothing goes wrong. And that’s where travel insurance comes into the picture. For a relatively small additional cost, you can add a travel insurance plan to your itinerary that will give you complete peace of mind on your trip. That’s why we’ve assembled this list of the seven best travel insurance of 2022.

Before we take a deeper dive into what each of the seven best travel insurance providers offer, scan

... more
7 Best Travel Insurance of 2022: Your Picks for Summer Travel
How to Invest in Digital Real Estate | Develop your brand
Investing in digital real estate allows you to own a piece of cyberspace - a digital asset - that can be made available for sale, and to use that piece of real estate in any number of ways. Digital Real Estate vs. Online Real Estate Investing Before we dive into all the different ways you can invest in digital real estate, I want to take a moment to explain how digital real estate is different from other types of hands-off real estate investing. Examples of Digital Real Estate With all that being said, pretty... more
How to Invest in Digital Real Estate | Develop your brand
Good Financial Cents hasn't asked any questions yet. Follow them to see their activity in your feed!
Nobody has given a recommendation to this agent. Be the first to recommend them!
This agent hasn't recommended anybody yet.
+ Reivew
Nobody has written a review for this agent. Be the first to review them!
You have no bookmarks yet. You can bookmark contents on Ratesfeed to find them easier!
Good Financial Cents hasn't reshared any content yet. Follow them to see their activity in your feed!