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Clever Girl Finance
clevergirlfinance
clevergirlfinance@www.clevergirlfinance.com
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Our mission is to provide women with the right education, products, and services to become financially successful, and in turn, minimize the impact of any socio-economic barriers limting them. With the ultimate vision of empowering women to pursue and achieve their dreams of financial wellness in order to live life on their own terms.

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clevergirlfinance@www.clevergirlfinance.com
+1 908-442-8266
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168 Posts
I Have A Problem Spending Money! Navigating Money Spending Problems

Money spending problems

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I Have A Problem Spending Money! Navigating Money Spending Problems
Is Insurance For Handbags A Real Thing?
Designer bags Designer handbags are the most common types of bags to insure. Most policies let you add on coverage through insurance riders or floaters. Some carriers offer standalone bag policies that specifically covers your handbags. Most standalone policies require an appraisal of your bags. For example, you have a Gucci handbag worth around $3,000. The value of each bag falls under. To make sense, you add a rider to increase coverage to $2.2,000 per item. The price of each handbag. If you want to buy a... more
Is Insurance For Handbags A Real Thing?
11 Best Things In Life That Money Can’t Buy! 
A common mistake when pursuing financial freedom is waiting for the money to make us happy. We think once we get a raise we’ll be satisfied, but waiting on these things can make us feel less content. Here you'll find a list of good things in life that money can't buy, plus ideas for balancing finances with other aspects of your life. It's not the amount that makes us happy. There is no cost to quality time with family. The reason why those memories are engrained.
11 Best Things In Life That Money Can’t Buy! 
The 100 Day Envelope Challenge: Does It Work? Pros And Cons!
So if you struggle with saving every month, you might want to try out a savings challenge, like the 100 day envelope challenge. Why should you do the 100 day money envelope challenge? If you don't have a savings account or have a big expense coming up that you need to save up for, then the 100 day envelope challenge might be for you. How does the 100 envelope savings challenge work? With the 100 day money envelope challenge, you take 100 envelopes and number them 1 to 100. Does the 100 envelope savings challenge... more
The 100 Day Envelope Challenge: Does It Work? Pros And Cons!
21 Ideas For How To Make $300 Fast!
More than half of Americans cannot cover an unexpected $1,000 bill with savings with savings. Bankrate says $300 can be just enough to pay a bill or an insurance co-pay, buy groceries, or fix a minor home issue. The best way to get the money you need quickly is to sell something or earn it. Ask or volunteer to work overtime or pick up extra shifts. The good thing about volunteering for overtime is you probably won't incur additional costs. You probably won’t incur extra costs. If you don”t need to make extra... more
21 Ideas For How To Make $300 Fast!
Are You Ready For Christmas? How To Avoid The Last Minute Rush!
Christmas is a wonderful season to spend with loved ones but it can be very hectic. Here are some tips on how to prepare for Christmas so you can spend less time running around and more time with the ones you love. Plan your Christmas dinner menu to shopping for presents and getting the house decorated for guests. Open a savings or sinking fund account. Make sure to make your plans well in advance and make sure your car is serviced.
Are You Ready For Christmas? How To Avoid The Last Minute Rush!
7 Budgeting Best Practices
Why are budgeting best practices important for your financial health? Budgeting is key to achieving any financial goals you set for yourself. 7 Budgeting best practices So you know why budgeting is so important and how it can help you achieve your dreams, but you might be asking yourself where to start. Using the SMART goal method as one of my best budgeting practices means I know what to focus my energy on. Find a system for budgeting that works for you I am a total believer that there is a budgeting style... more
7 Budgeting Best Practices
Is Emotional Spending Ruining Your Finances?
What is emotional spending? Emotional spending happens when you buy things when your emotions are heightened. What are some common reasons for emotional spending? Everyone has their own emotional spending triggers. How to deal with emotional spending Do you suspect that emotional spending is an issue for you? Be honest! But good news - there are many strategies you can follow to curb your overspending. Take action to curb your emotional shopping Do you need to be physically stopped from emotional shopping? Try... more
Is Emotional Spending Ruining Your Finances?
18 Money-Saving Challenges To Save More Money!
Why a money saving challenge is a great idea Money saving challenges are an effective way to motivate you to save your money. The 6 month savings challenge The 6 month savings challenge is easy to follow because the amount you save is already planned out for you. Penny savings challenge If you don't think that saving pennies will help build your savings, you're wrong! The penny challenge is like the 26-Week Challenge and is super easy to follow. 12 month savings challenge A 12 month savings challenge is easy... more
18 Money-Saving Challenges To Save More Money!
You’re Debt Free Now What?!
Most experts recommend allocating 15% of your income each month to your retirement account. For the first time, check this guide to help you know where to start, don’t know how to start. Do your research on whether a 401(k) or an IRA is the best choice for you. And if you work for yourself, there are different self-employed retirement plans. If you worked for yourself. There are other self-Employed retirement plans, there is also different plans. For more information, there will be different retirement plans... more
You’re Debt Free Now What?!
30 Best Side Jobs For Teachers
You'll find jobs that use your teaching skills or those that give your mind a break from teaching and may even offer a little fun. Side jobs for teachers that are similar to work Here are some great second jobs for teachers that will utilize current experience and talents to generate extra income. You can sell your curriculum strategies either by writing an e-book or on Teachers Pay Teachers. Teach summer school If you're looking to make extra money on your months off rather than working a second job, teach... more
30 Best Side Jobs For Teachers
How Much Cash Should I Have On Hand? Determining The Amount!
In an era of online bank accounts, credit cards, and payment apps, many people find themselves short on one important thing: cold hard cash! When people wonder "How much cash should I have on hand?", that might mean different things to them. That's the one we'll mostly be talking about here! How much cash should you have on hand-in other words, how much physical currency should you have in an easily accessible place? And how should you balance your cash stash goals with your institutional savings and investments?... more
How Much Cash Should I Have On Hand? Determining The Amount!
40th Birthday Party Ideas On A Budget
Super affordable 40th birthday party ideas on a budget When it comes to throwing a 40th birthday party on a budget, creativity is key. Have your 40th birthday party at your home instead of renting a space One easy way to save money is to hold your 40th birthday party at your home instead of renting anywhere out. Ask guests to bring food or drink to your 40th birthday party Hosting a party can be expensive, but there are ways to cut costs. Plus, it's a fun way to get everyone in on the celebration! Fun 40th birthday... more
40th Birthday Party Ideas On A Budget
Luxury Bags 101: Hermès Kelly Sizes
Hermès kelly bag sizes
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Luxury Bags 101: Hermès Kelly Sizes
The 13 Best Business Ideas For Women
Let's talk about the best business ideas for women! It's so important for our world to have women in business. While any woman can start any type of business she has the knowledge and experience for, here are some of our favorite small business ideas for women who want to be their own boss! The great news is that a lot of these business ideas are low-cost to start. Home, life, & financial organization business ideas for women It's not just a stereotype that women are more organized. Starting a home daycare can... more
The 13 Best Business Ideas For Women
13 Ways To Save Money On A Low Income

How to save money on a low income

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13 Ways To Save Money On A Low Income
Why Everyone Should Try Slow Shopping
With slow shopping, the goal is a more intentional shopping experience that ends with only items that you truly want making their way into your home. What is slow shopping? At its most basic level, slow shopping is exactly what it sounds like. Why is slow shopping beneficial? Ultimately, slow shopping leads you to focus on the quality of items over the quantity of items. Create a running shopping list No matter if you're shopping for your home or your closet, you can likely think of a few things that you'd like... more
Why Everyone Should Try Slow Shopping
19 Cheap Breakfast Ideas When You Are On The Go And On A Budget

Cheap breakfast ideas

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19 Cheap Breakfast Ideas When You Are On The Go And On A Budget
How To Stay Focused On Your Goals With Unsupportive Family
Ah, unsupportive family - how do you deal with them? Your family and friends are supposed to be your biggest fans. Stop trying to get your family to see it your way, and focus on accomplishing your goals instead. Check out the list of unsupportive family quotes we have below for inspiration. 19 Unsupportive family quotes Unsupportive family quotes are everywhere on the internet. "A big shout out to all the kids who grew up in an unsupportive family while they hear about another supportive family around them:... more
How To Stay Focused On Your Goals With Unsupportive Family
How To Make Money In Fashion: 7 Ways

How to make money in fashion

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How To Make Money In Fashion: 7 Ways
Does Refinancing Your Car Hurt Credit?
Does refinancing your car hurt your credit? If you've started thinking about refinancing your car, you might be concerned about what it can do to your credit. Why does refinancing your car hurt your credit? So, does refinancing a car hurt credit? The short answer is yes. What does refinancing mean for your credit score in the long term? It can be a scary question: Does refinancing your car hurt your credit? We know that refinancing your car and taking on a new loan will cause a small dip in your credit score-but... more
Does Refinancing Your Car Hurt Credit?
29 Boss Lady Quotes To Inspire Your Success!
Boss lady quotes to stay motivated If you're working hard at achieving your goals but lack motivation, check out these female boss quotes from inspiring women pursuing their dreams. Confidence-boosting boss lady quotes Need an extra dose of confidence? These quotes about being a boss lady from amazing women will inspire you to go for what you want. Use these boss women quotes as the inspiration you need to be a great leader. Truly one of the most encouraging and honest of the boss women quotes. Boss lady quotes... more
29 Boss Lady Quotes To Inspire Your Success!
9 Essential Self-Care For Entrepreneurs Tips You Need To Try

Self-Care-For-Entrepreneurs

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9 Essential Self-Care For Entrepreneurs Tips You Need To Try
How To Be Smart About Money: 5 Ways
How to be smart about money If you want to know how to be smart with your money, you first need to have the right tools and habits. We've broken down everything you need to know about being money smart, from setting up a budget, to spending money, and investing! 1. Are you spending money on things you want to spend money on or are you spending aimlessly? A budget can help you solve that. Do you want to own a home? Have a certain amount of money in your retirement account? Get out of debt? Once you know what... more
How To Be Smart About Money: 5 Ways
Navigating Unsupportive Friends Who Don’t Support Your Financial Goals
Unsupportive friends' behavior Unsupportive friends can indirectly affect you through destructive and expensive behaviors. Unsupportive friends can cause doubt And the most detrimental effect of having unsupportive friends is that they can make you doubt yourself and your financial decisions. Steps to stay focused when you have unsupportive friends Navigating your finances is already challenging sometimes, but with friends who don't exactly encourage you? Much tougher. For now, you can save the importance of... more
Navigating Unsupportive Friends Who Don’t Support Your Financial Goals
Goyard Tote Sizes: The Goyard St. Louis Tote And The Goyard Artois Tote 
Goyard bags are a popular choice among fashionistas and celebrities alike. They're versatile and stylish and come in a variety of colors and sizes to suit any outfit. Check out preowned collections to grab this exclusive product at bargain prices. If you need to house anything more substantial, consider the "grande" GM size instead. For more information, check out the 'Goyard tote tote.com and the tote and tote for you.
Goyard Tote Sizes: The Goyard St. Louis Tote And The Goyard Artois Tote 
Is Working Two Jobs Worth It? What To Consider!
The number of people holding two jobs has gone up over the last 20 years. Women are more likely to hold a second job than men, according to data from the US Census Bureau. Earning more can help you achieve financial freedom, including paying off debt. A second job increases your monthly income. You can use that money for anything from paying down debt to buying a handbag. If you’ve tried a job to meet new people to meet a new person to meet your new people.
Is Working Two Jobs Worth It? What To Consider!
20 Debt Free Quotes To Inspire You!
That's where these debt free quotes come in handy! We could all use some inspiration at times, so read on for some great debt free quotes to get you through your journey of becoming debt free! Why quotes about debt can be motivational If you second guess yourself and your progress during your debt free journey, you're not alone. Debt free quotes are a great inspiration to start your journey Want to live debt free, but can't seem to find the inspiration to start getting rid of debt? These quotes about debt will... more
20 Debt Free Quotes To Inspire You!
How Much Should I Save Each Month?
An emergency fund is one of the most important things you should consider when you ask yourself "How much should I save per month?" If you have a savings goal each month, then you are more likely to stick to a savings plan in most months. Saving small amounts of money is much better than saving no money at all. Even if you were only able to save $20 each week, that still leads to $1,040 in savings at the end of the year. If you were just able to get to $2,000 in savings in the year, thatstill leads to £1,000... more
How Much Should I Save Each Month?
How To Pay Off Credit Card Debt Fast: 18 Tried And True Methods
To get in the right frame of mind, it's worth understanding why credit card debt is so bad. Why credit card debt is bad Having credit card debt that you are unable to pay in full each month can impact your financial goals. Stop all spending on credit Once you decide you are done with debt, you need to be REALLY done with debt. Consolidate your debt into lower interest rate payments A good idea might be to consolidate your debt into one monthly payment by transferring the balances from your different credit cards... more
How To Pay Off Credit Card Debt Fast: 18 Tried And True Methods
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